The Big Picture and Small Details
Wealth and its complexities require wealth management that recognizes, understands and responds to the big picture and small details. This multi-faceted approach encompasses investment management, family legacy, asset protection and philanthropic planning, among others, focused on counseling, guiding and planning.
Bring in the Navigators
Families typically seek our services when they are looking for a dedicated team of multi-disciplinary experts in a Family Office environment to help them navigate the financial complexities of life. It may be the intricacies of planning and managing their wealth, or the uncertainty of business continuity and estate planning.
Family Enterprise Advisor (FEA) - at Your Service
For over 25 years, we've drawn on our Family Enterprise Advisor (FEA) experience to guide families towards a successful transition. In our work with founders, we engage the founder and family in a two-way dialogue that adds structure, addresses surfaces issues, and designs solutions leading to concrete strategies and actions. We believe that by identifying shared values and developing a mission statement, the family comes together behind a common vision. This, in turn, results in stronger family bonds and enduring businesses.
Below is a summary of some of the benefits of our Family Office Services. For more information, we invite you to explore our Family Governance & Enterprise Aritcles by clicking here: "Blog"
Personalized Investment Management
- Your: World Class Investment Manager access to help you preserve and grow your wealth across asset classes and around the globe.
- Your: In-house Investment Management Research Team will perform rigorous due diligence to identify best-in-class managers from around the world.
- Your: Customized Capital Market Solutions will mitigate specific investment risks in your portfolio.
Stewardship Guidance from a Multi-Disciplinary Team of Experts
- CIBC Trust and Estate Services Team will help you with Estate, Trust and Powers of Attorney for Property Administration and Personal Care.
- Business Continuity and Transition Planning Teams will guide you on Family and Business Succession, Transition and Continuity Planning with a focus on keeping family harmony and protecting the family legacy.
- Multi-generational Family Wealth Consultancy will ensure future generations are equipped with the knowledge and resources to further the family legacy.
- Strategic Philanthropy, Foundations and Legacy Advisory Advising will help you fulfill your vision and personal legacy.
Wealth Strategies to Structure, Preserve and Optimize your Wealth
- Cash Flow and Retirement Planning will protect your family's purchasing power over a multi-decade retirement through a highly tax-efficient plan.
- Risk Management Analysis will provide solutions to help mitigate both known and unknown risks to you and your family.
- Advisory Teams will work with you to develop strategies tailored to your specific estate needs, including:
- Sophisticated Wealth Planning and Structuring
- Corporate and Personal Tax Integration and Advisory
- Estate Preservation
Dedicated Private Banking and Trust Services Team
Your own committed team will work with you to manage:
- Deposit Accounts for personal or business liquidity needs that earn attractive interest rates with convenient online and mobile banking, with no-charge ATM use.
- Residential Real Estate financing for primary residence or vacation properties.
- A Marketable Secured Line of Credit that provides liquidity for either planned purchases or unforeseen, opportunistic events — allowing you to carry less cash on your personal balance sheet and avoid unplanned liquidations of investments.
- Tailored Lending to provide you financing for your next purchase and the ability to leverage illiquid assets, such as business interests.